Mission Statement:

We help our clients navigate the complexities of Medicare. We Analyze Medicare Coverage and Provider Options; simplify the enrollment process and ensure our members choose a plan that meets their healthcare needs and budget.  

Our History: 

eBenefitsByDesign.com was created by Arthur A Kempton, III principal of KEMPTON FINANCIAL GRP LLC in Land O Lakes, Florida in 2003.   His vision is to offer a full range of Insurance products to help and guide our seniors of Florida to make well thought out and intelligent financial decisions.  Arthur A Kempton, III is a retired member of the United States Air Force having served from January 1978 until February 1998.  He is a third-generation Financial Services Professional specializing in the Senior Market.  His grandfather Arthur A Kempton, Sr began his career in the Financial Services career field at the Corporate offices with Metropolitan Life Insurance Company in New York City in 1927.  His father, Arthur A Kempton, Jr also worked in the Financial Services career field with Metropolitan Life Insurance Company and retired in 1987.  His brother Greg began his career with New England Financial in 1987 is currently the General Agent for One Team Financial Group, LLC a OneAmerica Financial Partner in Tampa, Florida.

Our Business

We provide information and guidance to those New to Medicare, turning 65, Leaving employer or union coverage, Medicare/Medcaid or New to the area?  

Our Clients and Businesses are our only priority. We are their advocates. Their trusted consultant. Their source for candid and un-biased advice that allows them to make the right  insurance decisions.

Who We Are:

Arthur A Kempton, III, USAF Retired

Served over 20-years in the United States Air Force in various positions from Logistics Superintendent, Headquarters 12th Air Force, Davis-Monthan AFB, Arizona fighting the war on Narcotics in Central/South America to Superintendent 15th Logistics Group, Headquarters Pacific Air Forces Hickam AFB Hawaii. After retiring in 1998 he was employed as a Project Manager for Pacific Gateway Exchange a Long Distance Telecommunications Wholesaler in Burlingame, California. After leaving Pacific Gateway Exchange began a career in the Financial Services field with New England Financial/MetLife in Tampa, FL.

Owner/Principal KEMPTON FINANCIAL GRP LLC,  February 2003 - Present

Became an Independent Financial Advisor and business owner in 2003. His goals include working with Small & Large Employer Groups with 4 - 300 employees. He also continues to use his vast knowledge, experience and expertise in the Medicare field by providing both Individual and Group Medicare Insurance plans to small/large businesses, corporations, municipalities, & local/state government entities. 

Our strong relationship with the insurance carriers and knowledge of the myriad of industry plans and options allow us to effectively tailor benefits that best suit the needs of our clients. Our dedicated, professional staff incisively analyzes existing coverage and benefit levels, and makes innovative recommendations on new or better alternatives. In addition, we provide ongoing support services to each account, effectively acting as an extension of a clients Human Resources department. The entire Team is highly motivated to provide each client outstanding, personal service.

Specialties:  Medicare Advantage Plans, Medicare Supplemental Insurance, Medicare Prescription Drug Plans, Individual/Group Health Insurance, Life Insurance, Long Term Care Insurance, Fixed/Indexed Annuities, Employee Benefit Package’s

Other Products/Services We Offer: Disability Insurance, Final Expense Life Insurance, Key Man/Buy Sell Life Insurance, Planning Services for Senior’s.

FINANCIAL ADVISOR,  New England Finanical, November 1999 – January 2003

As a registered representative with New England Securities, Art helped his clients develop wealth accumulation strategies to protect their financial future. He is committed to providing quality service and building long-term client relationships. He is a Leader’s Conference qualifier, a company honor awarded annually to those Financial Services Representatives who have successfully demonstrated the ability to attract, develop, and retain clients by helping them meet their financial security needs.

Art graduated from the University of Phoenix with a degree in Business Management. Before joining New England Financial, he worked at Pacific Gateway Exchange and is retired from the United States Air Force. 

Telecommunications Project Manager, Pacific Gateway Exchange, October 1997 - November 1999

US AIR FORCE RETIRED - January 1978 - February 1998